Chief, MTech Enterprise Business Analytics Programme


Rita as a seasoned analytics professional has 25+ years of experience in Financial Services, Insurance and Market Research specializing in Scoring (operational & regulatory), Risk Management, Marketing Analytics, Analytics Strategy Development, Analytics Infrastructure, Analytics team management and training. Experience spans across Asia Pacific, Middle East, US & Canada.

Prior to joining ISS she held several Regional (APAC) Analytics Head’s role in Experian, FICO, IBM & Citibank.  As an adjunct faculty, she taught Business Analytics courses in NUS Business School, MSBA program and several Mathematics / Statistics courses both in undergraduate and graduate level in Universities in US & Canada as Ph.D. student and regular faculty. She had been a regular corporate trainer in Credit Scoring & Risk Management in Citibank APAC Headquarter in Singapore. She has been a regular industry speaker on Credit Scoring, Credit Bureau Usage and Analytics on behalf of Citibank, FICO & Experian in Australia, Hong Kong, India, Indonesia, Japan, Korea, Malaysia, Philippines, Taiwan, Thailand, UK & Vietnam.

Rita received her Ph.D. in Multivariate Analysis from University of Pittsburgh, USA


Academic & Professional Experience

  • Member, Technology Application Staff, NUS-ISS, Sep 2016 -
  • Financial Services Practice Head, Smart Consulting Solutions Pte. Ltd., April 2016 – Sep 2016
  • Adjunct Associate Professor, NUS Business School, Department of Decision Sciences, Aug 2013 – Jul 2016
  • Director & Regional Head of Analytics, APAC, Experian Decision Analytics, April 2014 – Dec 2015
  • Senior Director/Director, Analytics Presales, APJ Region, FICO, Aug 2010 – Nov 2013
  • Analytics Delivery Leader (IBM MBPS) / Head of Analytics Practice (Redpill Analytics), Singapore, Jan2008 – Aug 2010
  • Consultant & Global Analytics Head, Quatrro Risk Management Services (a start-up formed by senior ex-Citi bankers), Singapore, Oct 2006 – Oct 2007
  • Modeling Director/Manager, VP/AVP, Citibank, Asia Pacific Regional Office, Singapore, Jul 1999 – Sep 2006
  • Senior Statistician, Indian Market Research Bureau International, Kolkata, India, 1994-99
  • Partner, M.C. Chakravarti & Associates (Currently Towers Watson, India Ltd.), Kolkata, India, Sep 1989 – Sep 1994
  • Assistant Professor, Northern Illinois University, Dekalb, USA, 1987-1988
  • Post Doctoral Fellow, University of Toronto, Canada, 1986-1987
  • Teaching Assistant ( as PhD student), University of Pittsburgh & University of Maryland, Baltimore County, USA, 1982-1986
  • Inventory Control Officer, K.G.Khosla Compressors Ltd., New Delhi, India,1981-1982) 
  • Membership & Professional Activities

    • Speaking in Industry Forums
    • Analytics Blog Writer
    • Institute of Actuaries, London ( 1982-1992)
    • Actuarial Society of India ( 1989-1992)
    • American Statistical Association ( 1984-1989)
    • Refereed papers for Canadian Journal of Statistics.
    • Thesis guide for M.Phil.offered by Calcutta University

    Research Interest

    • Credit Scoring and its application & automation in Finance, Insurance & Telecommunication Industry
    • Risk Management using Analytics in Consumer Banking Industry
    • Application of Big Data Analytics in Finance, Government, Insurance & Telecommunication
    • Business Analytics using Transaction Data
    • Application and usage of Credit Bureau data to control NPL in highly volatile macroeconomic environment
    • Industrial Research to understand macroeconomic trends which impacts banking industry

    Selected Publications

    • "Detection of Multivariate Outliers in Elliptically Symmetric Distributions", (Rita Das & B.K. Sinha), Annals of Statistics, 1986, Vol 14
    • "Optimum Invariant Tests for Random MANOVA Models", (Rita Das & B.K. Sinha), Canadian Journal of Statistics, 1988, Vol 16, No. 2, 193-200
    • "Robust Optimum Invariant Tests of Covariance Structures Useful in Linear Models", (Rita Das & B.K. Sinha), Sankhya, The Indian Journal of Statistics, 1990, Vol  52, Series A, 244-252
    • "The Evolution of Credit Bureaus in Asia Pacific", (Rita Chakravarti & Beng-Hai Chea), Presented in Credit Scoring and Credit Control – IX, A conference organized by University of Edinburgh Management School, September 2005
    • Analytics Blogs on behalf of FICO

    What I Teach

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